Instant payment links
Create a charge and share a Payphone payment link in seconds — no code required to start.
Payphone payments, built for Ecuador
Accept Payphone payments online. Get paid faster.
Create a charge, your customer pays with Payphone, and we confirm the payment and settle the funds to you — with a simple API, a real-time dashboard, and automatic reconciliation.
No setup fees · Go live quickly
ORDER-1042
via Payphone
$19.90
Confirmed
#41
ORDER-1041
$42.00
Pending
#40
ORDER-1040
$8.50
Settled
Payment confirmed
$19.90 · via Payphone
Built for online businesses in Ecuador and Latin America.
- Encrypted in transit and at rest
- Real-time payment confirmation
- Built for Ecuador & LatAm
- Auditable transaction ledger
Everything you need to accept payments
From your first charge to automatic reconciliation — without building it yourself.
Automatic confirmation & reconciliation
We confirm each Payphone payment and reconcile it automatically, so your books always match.
Real-time dashboard
Track charges, payments, and settlements as they happen, from any device.
Simple REST API + webhooks
Integrate in minutes with a clean REST API and webhooks for every payment event.
Built for high volume
Handle peaks and high transaction volume with reliable, scalable infrastructure.
Security by design
Encrypted secrets, role-based access, and an auditable ledger of every transaction.
How it works
Three steps from charge to settlement.
-
1
Create a charge
Generate a charge from your dashboard or via the API with the amount and reference.
-
2
Customer pays with Payphone
Your customer approves the payment in the Payphone app they already use.
-
3
We confirm & settle to you
We verify the payment in real time and settle the funds to your account.
For developers
Simple REST API + webhooks
Create a charge with a single request and get notified the moment it's paid.
- REST over HTTPS, JSON in and out
- Signed webhooks for every event
- Test mode and API keys
Example: create a charge
curl https://api.zalu-pay.com/v1/charges \
-H "Authorization: Bearer sk_live_[YOUR_KEY]" \
-H "Content-Type: application/json" \
-d '{
"amount": 1990,
"currency": "USD",
"method": "payphone",
"reference": "ORDER-1042",
"customer_phone": "+5939XXXXXXXX"
}'# POST to your endpoint when the charge is paid
{
"event": "charge.confirmed",
"data": {
"id": "chg_8f3a91c2",
"amount": 1990,
"currency": "USD",
"status": "confirmed",
"reference": "ORDER-1042"
}
}Simple, transparent pricing
Transparent per-transaction pricing — no setup fees, no monthly minimums. Contact us for a quote tailored to your volume.
Pay as you go
[ X.X% + $0.00 ]
per transaction
- No setup fees
- No monthly minimums
- Volume pricing available
Frequently asked questions
Everything you need to know to get started.
What is Zalu Pay?
Zalu Pay is a payment-acceptance service that lets online businesses in Ecuador accept payments via Payphone. You create a charge, your customer pays with Payphone, and we confirm the payment and settle the funds to you.
Which payments can I accept?
Today we focus on Payphone, Ecuador's popular mobile wallet. Your customers pay from the Payphone app they already have.
How fast is settlement?
Payments are confirmed in real time. Settlement timing depends on your account setup — contact us and we'll walk you through the details for your business.
Is it secure?
Yes. Data is encrypted in transit and at rest, secrets are stored encrypted, access is role-based, and every transaction is recorded in an auditable ledger.
How do I integrate?
Use our REST API and webhooks, or start with no-code payment links from the dashboard. Most teams are up and running quickly.
Which countries do you support?
We're built for Ecuador first, with Payphone, and we're expanding across Latin America. Tell us where you operate and we'll let you know what's available.
Start accepting Payphone payments today
Tell us about your business and we'll help you go live.
- Real-time payment confirmation
- Encrypted in transit and at rest
Message us directly
Reach us on Telegram or by email — we usually reply within a day.
We'll only use your message to reply about Zalu Pay.